New Mexico's Independent Medicare Supplement Specialist
Trusted Medicare guidance. Clear answers. Confident decisions.
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Why people in Albuquerque call Doug
Will my doctor take this plan? What will I actually pay when I'm sick?
Most Medicare questions come down to money and doctors. Doug answers those questions in plain English, using 41 years of real claims experience instead of a sales script.
Because Medigap Options is independent, Doug represents multiple carriers and gets paid the same either way. His only job is to find the plan that fits your health, your doctors and your budget.
Meet Doug
Licensed Since 1985
Doug entered the business at 21 in his father's Albuquerque agency and has worked with Medicare beneficiaries every year since.
Independent, Not Captive
Multiple carriers, side-by-side comparisons, no pressure to pick one company's plan.
Free, and Free Every Year After
No fee to work with Doug, and an annual plan review at no charge for as long as you're a client.
Education First
You'll understand what a plan does when you use it, not just what it costs each month.
Ongoing Personal Support
The person who enrolls you is the person who answers the phone three years from now.
Albuquerque Based, Licensed in 16 States
In person across the metro, by phone and video statewide and in 15 other states.
Medicare has a lot of moving parts. Doug has 41 years of experience with all of them.
Medicare is all we do. One conversation is usually enough to know your dates, your options and your real costs, at no cost to you.
Book a Free ConsultationMedicare plans we help with
Medicare Supplement (Medigap) Plans
Plans G and N from every carrier Doug represents, compared for your ZIP and age. Keep any doctor who takes Medicare, and know your costs before you're sick.
Learn MoreMedicare Advantage Plans
Presbyterian, BCBS NM and UnitedHealthcare Advantage plans checked against your doctors and prescriptions before you enroll, so there are no network surprises.
Learn MoreMedicare Part D Prescription Drug Plans
Doug runs your prescription list through every Part D plan in New Mexico and shows the lowest total yearly cost, not just the lowest premium.
Learn More
Turning 65 or new to Medicare?
Your Initial Enrollment Period runs seven months: three before your birthday month, the month itself, and three after. Miss it and you can face a lifetime Part B penalty.
If you're within a year of 65, or leaving employer coverage, talk to Doug now and the whole thing takes one conversation.
See how the first consultation works
Already on a plan? Don't overpay this year.
Plans change every January. Premiums go up, drug formularies change, and doctors leave networks. Doug does a free annual review for every client during the fall enrollment window so you're never stuck in a plan that stopped fitting.
About the annual reviewCommon questions
Does it cost anything to work with a Medicare broker?
No. Medigap Options is paid by the carrier when you enroll, and the commission is the same whichever plan you choose. You pay nothing extra versus enrolling on your own.
What's the difference between Medigap and Medicare Advantage?
Medigap adds to Original Medicare and works with any doctor who takes Medicare. Medicare Advantage replaces how you use Medicare through a private network plan. Doug compares both for you.
Can I switch Medigap plans later in New Mexico?
Yes, but after your six-month open enrollment window most carriers in New Mexico ask health questions before accepting you. Doug pre-screens that before you apply.
Serving Albuquerque, Rio Rancho, Santa Fe, Los Lunas and Edgewood
Doug meets clients in person at his office on Riverside Plaza Lane on Albuquerque's west side, at your kitchen table anywhere in the metro, and whenever possible anywhere in New Mexico. Phone and video work for everyone else, including the 15 other states where he's licensed.
Talk to Doug
Call Doug directly, or tap the chat button in the corner of the screen to send him a message. Doug answers his own phone during business hours and returns messages the same day.
📞 Call (505) 578-5852